VETERAN CONSULTING SERVICES AGREEMENT, WAIVER, AND LIABILITY RELEASE for Valhalla Ventures. This Consulting Services Agreement, Waiver, and Disclosure Form ("Agreement") is established by and between Valhalla Ventures / Lindsey Gannon ("Consultant") and the undersigned individual ("Client"). Mandatory Notice: In accordance with 38 U.S.C. §§ 5901-5905 and 38 C.F.R. § 14.626, non-accredited individuals are prohibited from charging fees to assist veterans with the preparation, presentation, or prosecution of Department of Veterans Affairs (VA) claims. This Agreement pertains exclusively to independent, non-accredited administrative consulting.

SECTION 1: SCOPE OF SERVICES. Consultation Policy: Consultant offers non-accredited organizational, administrative, and educational guidance to help the Client arrange documentation concerning United States Department of Veterans Affairs ("VA") disability benefits. Representation Status: Consultant is NOT a VA-accredited attorney, claims agent, or Veterans Service Officer (VSO). Consultant does not act on behalf of the Client before the VA, the Board of Veterans' Appeals, or any judicial body. No Claims Processing: Consultant is not a Veterans Service Organization (VSO) and does not prepare, present, or prosecute benefits claims. Independent Nature: Services are limited to general education, medical evidence organization, and business consulting, operating entirely independently of the VA claims process. No Contingency Fees: Per federal regulations, Consultant charges a flat, transparent fee or hourly rate for time and materials. No fees are linked to the outcome of any VA claim. No Profit Sharing: Consultant does not engage in fee-splitting with third parties and maintains no financial ties to VA benefit payouts. Client Responsibility: Client maintains full autonomy for the completion, submission, and management of their own VA paperwork.

SECTION 2: ACKNOWLEDGMENT OF FREE SERVICES. Free Support Options: Complimentary assistance for VA disability claims is readily available through accredited VSOs (such as the DAV, VFW, or American Legion) or through State and County Veteran Affairs Offices. Voluntary Engagement: Client acknowledges awareness of these free services and has independently elected to hire the Consultant for private administrative services at their own expense.

SECTION 3: NO GUARANTEE OF OUTCOME. Disclaimer of Results: Consultant provides NO WARRANTY OR GUARANTEE regarding claim outcomes, disability rating percentages, or specific monetary awards. Sole Authority: The Department of Veterans Affairs holds the exclusive power to grant or deny benefits and determine disability percentages.

SECTION 4: NO MEDICAL RELATIONSHIP. Consulting Boundary: Consultant acts only as an independent advisor. This Agreement does not establish a relationship with a primary care physician or healthcare provider. Professional Credentials: Any medical certifications held by Lindsey Gannon (such as RN, NP, Paramedic, or EMT) serve only as background context. These credentials do not form a provider-patient relationship. Consultant will not diagnose, treat, or prescribe for any medical or mental health condition. Verification Policy: Discussions regarding medical records are for administrative filing purposes only. Consultant does not create medical opinions or Nexus letters. All medical documents must be validated and signed by a licensed healthcare professional before VA submission.

SECTION 5: PRIVACY AND RECORD CONSENT. Disclosure Status: Valhalla Ventures is a private firm and is not a HIPAA "Covered Entity." However, the Consultant maintains strict confidentiality standards. Permission to Review: Client grants express consent for Consultant to review military records and medical files for the purposes of chronological sorting and educational review. Data Security: Consultant uses industry-standard encryption for the storage of all digital records. Confidentiality: Client information will not be sold or shared with third parties or government agencies without written authorization, unless required by law or subpoena.

SECTION 6: NO LEGAL COUNSEL. Legal Disclaimer: Consultant lacks legal training and does not provide legal advice or representation. Legal Consultation: Client is encouraged to contact a licensed attorney or accredited claims agent for legal inquiries regarding VA regulations.

SECTION 7: LIABILITY RELEASE. Waiver: Client, on behalf of their heirs and executors, releases Valhalla Ventures and its agents from all liability related to: 1. Denials or delays in VA ratings. 2. Administrative errors in documentation organization. 3. Outcomes resulting from the Client’s use of non-medical consulting information. Indemnification: Client agrees to hold Consultant harmless against any costs or legal fees arising from actions taken regarding these services.

SECTION 8: COMPENSATION. Fee Structure: Client pays for administrative organization and educational guidance only. Initial Payment: A fee of $ ___________ is due upon signing. Non-Contingency: This payment covers administrative costs and is not related to the approval of any claim, the amount of backpay received, or the final rating percentage. Market Value: Client agrees this fee reflects the fair market value of the Consultant’s labor and materials.

SECTION 9: CANCELLATION AND REFUNDS. Termination: Client may terminate this Agreement via email at any time. Refund Terms: Cancellations within three business days of signing receive a full refund, minus a $35 processing fee, provided work hasn't started. No Refunds for Commenced Work: Once organization or consulting has began, the fee is non-refundable. No Results-Based Refunds: No refunds are issued based on VA claim outcomes or delays.

SECTION 10: GOVERNING LAW. This Agreement is governed by the laws of the State of Maryland. Any legal disputes shall be settled in Maryland courts. We currently do not serve residents of Tennessee, West Virginia, or Texas.

SECTION 11: VIDEO MEETING AGREEMENT. Valhalla Ventures offers educational consulting only. I am not an accredited representative and do not prosecute claims. Our session involves organizing files for your personal use. All filing and medical verification remain your responsibility.

SECTION 12: FINAL ACKNOWLEDGMENT. By signing, I confirm I have read and accepted these terms and fee structures. I recognize this is for consultation only and that all official claims and medical evidence should be reviewed by accredited officers and licensed medical providers before submission.